Michelle Becker - Ambrozic & Associates - Employee Benefits, Group & Individual Health and Life Insurance
Products
We broker for all the major California insurance companies as well as a huge number of the smaller insurance carriers for medical, dental, life, vision, short-term medical, Medicare supplements, travel, disability and annuities.  We are able to provide rates, plan benefit summaries and comparisons for the following products:
 
Group Health Insurance.
California Choice.
Individual & Family Health Plans.
Life Insurance (Whole Life, Universal Life, Term Life)
Dental and Vision Plans.
Annuities
PPO's, HMO's, HSA's and HRA's.
Medicare Supplements.
Short Term Health Plans.
International Health Insurance and Travel Protection.
Long and Short Term Disability For Groups and Individuals.
Cafeteria Plans.
Section 125 (Premium Only Plans, Flexible Spending Accounts and Healthcare Savings Accounts).
 
Below is a list of just some of the major medical carriers we represent / broker:
 
Aetna
Anthem (Formerly Blue Cross)
Blue Shield
California Choice
CIGNA
HealthNet
Humana
Kaiser Permanente
MetLife
PacifiCare
SHARP
United Healthcare
 
Below is a list of some of the life, dental, vision, disability, annuity, short-term medical and travel medical carriers we represent / broker:
 
American General Life                       American Integrity
Ameritas                                                Assurant Health
AVIVA Life & Annuity                         Banner Life
Berkshire Life                                       Care America
Continental                                           Delta Dental
Genworth Life                                      Golden West
Guardian                                               Hartford
HTH Worldwide                                  John Alden
John Hancock                                    Safeguard
Standard Insurance Company       Time Insurance Company
Pricincipal                                             Pruco Life
Prudential                                             SeeChange Health 
TransAmerica                                      Travel Guard                                         Unum                                                     Vision Services Plan (VSP)    
West Coast Life
 
 
Michelle Becker & Associates *  909.534.4346
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